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Insurance Claim Myths

Insurance Claim Myths

Many homeowners believe is that all damage is covered by their insurance policy. This is a common misconception. Below are a few myths debunked.

Myth: Roof Insurance Leads to Roof Replacement

Say, your roof is dilapidated and needs to be replaced. You might consider calling the insurance company for this. However, this doesn’t always play out as most homeowners hope. The point of a roof insurance claim is to restore the roof to its original condition. It doesn’t necessarily mean a roof replacement.

Myth: No Deductible Fees

You might encounter some insurance agents who tell you that you won’t have to pay anything for the claim. However, you actually do need to pay an agreed deductible fee to redeem the insurance. This happens before your insurance is validated. Once you do, then the insurance company handles the rest of the payment when you need it.

Myth: Stains Indicate a Leaking Roof

Stains inside your home aren’t an automatic sign of leak damage from the roof. Check if other sources of water, like your air conditioning or plumbing, are at fault.


Having a good insurance policy is beneficial when you file a roof insurance claim. This way, you can cover different types of damage, including storms and disasters.

When your home needs a new roof, choose a contractor experienced in residential roof replacement. Since 2004, Greenawalt Roofing Company has specialized in roof replacement for residential homes throughout Lancaster, Harrisburg, York, and Reading.

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Replacing the roof on your home doesn’t need to be a daunting task. Greenawalt Roofing Company will work with you to explain everything you need to know about getting a new roof on your home and the steps going through insurance. Give us a call at 717-898-6000 to set up an appointment today!